Esurance Auto Insurance Glossary Series：F and G

First Party Benefits
First Party Benefits, or FPB, is a kind of optional auto insurance coverage available to Pennsylvania drivers.
Depending on the specific FPB coverages you select, if you're injured in an accident, FPB covers you and relatives residing in the same household for medical expenses, lost income, accidental death, and/or funeral costs. The amounts covered are capped at limits you select when you buy your auto insurance policy.
Full Coverage Auto Insurance
Full coverage auto insurance denotes an insurance policy containing all auto insurance coverage legally required in a given state. The term “full coverage” does not imply the policyholder will always be fully covered.
Funeral Benefits
Funeral benefits coverage is sometimes a part of your auto insurance policy's Personal Injury Protection or First Party Benefits plans. If a covered individual dies from accident-related injuries, this auto insurance coverage pays for a portion of funeral expenses, regardless of who is at fault in an accident.
Covered costs are subject to the limits you choose when you buy your auto insurance policy.
Garaging Location
The garaging location is where your insured car is parked most of the time. This location is usually indicated by the ZIP Code of the policyholder's primary residence.